General Purpose

The BSA (Bank Secrecy Act) Assistant is the first level in the BSA Specialist series. While working under close supervision, the BSA Assistant assists in monitoring compliance with state and federal BSA, USA PATRIOT ACT, Anti-Money Laundering (AML), and OFAC laws and regulations.

Essential Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• With guidance, assists in day-to-day monitoring, reporting, and control processes within the BSA department.
• Ensures compliance with Customer Identification Program (CIP) requirements.
• Assists in conducting ongoing due diligence and enhanced due diligence (EDD) monitoring of high-risk customer relationships.
• Assists in conducting investigations related to suspicious activity.
• Reviews the bank’s watch list program including uploading lists, validating potential matches, and reporting hits when applicable.
• With guidance, assists in the preparation of documents for audits and examinations.
• Serves as a point of contact for all BSA/OFAC related matters.
• Relies on instructions and pre-established guidelines to perform the function of the job.
• Performs other duties as assigned.

Employees are held accountable for all duties of this job.

Job Qualifications

Knowledge, Skills, and Ability:

• With guidance, ability to make independent decisions and developing solid judgement.
• Basic understanding of how to recognize aberrations in regulatory compliance situations.
• Familiar with standard banking concepts, practices, and procedures regarding bank compliance.
• Ability to tactfully work with co-workers, internal customers, and management.
• Knowledge of when to refer to a supervisor or senior staff when issues become challenging or complicated.
• Knowledge of Personal Computer (PC) skills, including Excel, Word and Outlook.
• Strong oral and written communication skills.
• Skill in research and problem resolution.
• Ability to assist other Alpine Bank Compliance staff.
• Ability to understand banking security related regulations, policies, and procedures.
• The ability to analyze banking activities and characteristics to assess potential risk.

Education or Formal Training:

• High School Diploma or General Education (GED) equivalent required.
• Associates Degree in Finance, Accounting, Business or similar preferred.
• BSA School preferred or will be provided within six months of hiring.
• Possession of, or ability to obtain, a valid Colorado Driver’s License required.

Experience:

• One (1) to Three (3) years of working with regulatory documents preferably in a financial or banking environment.
• An equivalent combination of education and experience may be substituted on a year to year basis.

Working Conditions

Working Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. On occasion, driving may be required.

Physical Activities:

These are representative of those which must be met to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role; however, some filing is required; it would require the ability to reach for and lift files, open filing cabinets and bend or stand on a stool, as necessary. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Employee may have to lift up to 25 pounds.

Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.

Starting Rate of Pay is from $19.00 to $24.00 per hour, depending on experience.

For an overview of our employee benefits please visit: Alpine Bank Careers Page