Great Company. Great People. Great Career.

If you want to work for a company that invests in you and your community, you should review the Government Loss Mitigation Licensed Specialist II position! As a Government Loss Mitigation Licensed Specialist II, you will hire, train, and provide ongoing development/mentoring of team members. You will also learn how to multi-task, communicate effectively (verbal/written), and work with a team that is goal driven. The Government Loss Mitigation Licensed Specialist II position is only the first step on your career journey! With endless career paths you can work at a company you love and start a position that puts you on a career path for success. Take the first step - It’s just the beginning! Vanderbilt Mortgage. Where you start a job and gain a career!

You could be paid:

• Annual potential earnings on average - $52,000 - $57,000
• Average annual income/hourly rate varies depending on education, experience, and various bonuses

As a Government Loss Mitigation Licensed Specialist II and a Team Member at Vanderbilt Mortgage, you can enjoy these benefits:

• Medical and Dental Plan with Prescription Coverage and Vision
• 401(K) includes 100% company match of the first 4%
• Paid time off days (PTO), paternal leave, and holidays
• Enjoy coming “home” to our brand new, state-of-the-art Home Office
• Robust wellness programs, on-site workout facility, and restaurant
• Tuition Assistance for your first degree!
• Work-life balance
• Community involvement including Volunteer Paid Time Off (VTO)
• Collaborative and energetic work environment
• Professional development and promotion opportunities
• Generous BONUSES!!!

Here’s what you can expect in the role as a Government Loss Mitigation Licensed Specialist II:

The Government Loss Mitigation Licensed Specialist II position exists for loss mitigation and disposition efforts on loan types including FHA Title II, Fannie Mae, VA, and USDA.

Job Duties:

• Passes Mortgage Loan Originator (MLO) NMLS national exam, as well as applicable state exams that are required to fulfill a primary responsibility of this role.
• Maintains licenses on an annual basis by successfully completing a minimum of 20 hours of continuing education each year.
• Continues education by acquiring additional hours on state specific regulations.
• Communicates credit decisions to borrowers who are delinquent or facing an imminent financial hardship.
• Manages accounts that are either delinquent or are facing an imminent hardship.
• Collaborates with the respective GSE entities’ counselors and Program Specialists to ensure loss mitigation program rules and guidelines are followed regarding loss mitigation efforts.
• Performs underwriting and decisioning of loss mitigation requests, successor in interest (SII) application review, and reports monthly data on defaulted loans to insurers.
• Works with external parties such as various modification companies, appraisers and realtors will be common.
• Assists underwriters with debt and budget calculations.
• Orders title searches and completes loss mitigation post audits to ensure adherence to quality assurance and fair servicing standards.
• Communicates with internal departments within Vanderbilt Mortgage and Finance, Inc. as accounts are followed through the loss mitigation, foreclosure, conveyance and claim processes.
• Performs other duties as assigned.

What you’ll need to qualify:

• High School diploma or equivalent required, college degree preferred.
• 2-4 years’ experience required.
• Basic computer skills with ability to type at least 25 wpm.
• Ability to communicate effectively and efficiently via phone, email, and person to person.
• Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions, and arriving at sound conclusions on action to be taken.
• High sense of urgency to complete work in a timely manner.
• Ability to manage multiple and/or conflicting responsibilities.
• Great attention to detail and organizational skills.
• Ability to work in a team environment.
• Working knowledge of Microsoft Office and AS400 system a plus.
• Some experience or knowledge of HUD and GSE mortgage loans.
• Familiarity with CFPB regulations, as well as experience working in loan servicing, including Collections, Default Servicing, or Government Loan Servicing is a plus.

But also, remember you:

• Must be able to remain in a stationary position 75% of the time.
• Constantly operate a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer.
• 90% communication methods completed over the phone. Must be able to exchange accurate information at all times.
• Ability to identify and assess account status and determine appropriate process.
• Constantly works in an indoor temperature controlled, sealed window office environment.

Here are some more reasons to choose Vanderbilt Mortgage!

• Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401K programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more.
• Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America’s Best Employers, America’s Best Employers by State, Best Employers for Diversity, Best Employers for Women.
• As part of Vanderbilt Mortgage’s commitment to Opening Doors to a Better Life , VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program.
• At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members.
• Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course.

Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

Vanderbilt Mortgage. Where you start a job and gain a career!