Consumer Credit Analyst Job at First Community Credit Union
We are currently seeking a Consumer Credit Analyst for our Copperfield (NW Houston) location. The Consumer Credit Analyst will review and decision consumer loan applications within FCCU’s lending guidelines. This individual will make recommendations to credit union personnel regarding potential cross-selling opportunities. They will be responsible to adhering to set goals based on loan volume, charge-off and delinquency ratios, and weighted average of loans approved and funded. The qualified candidate must have an Associate’s Degree or minimum of three years of related experience. This person must be available to work rotational Saturdays.
FCCU is searching for top talent to staff 20 branches and corporate positions ranging from Houston to Dallas/Fort Worth. FCCU is a progressive $2B+ asset credit union based out of Houston, Texas. We offer an excellent full time benefits package that includes medical, dental, and vision coverage, long and short term disability, family life insurance coverage, paid time off as well as time off for volunteer events. Part time and full time employees are eligible for 401(k) and a very generous 401(k) match. All FCCU employees enjoy community service events, free credit union membership along with a full range of banking services, a robust Health and Wellness program, and an active Employee Activity Club.
FCCU has been in the community for over 68 years, originally serving employees of the Spring Branch Independent School District. FCCU has recently expanded membership to include the Dallas/Fort Worth area, thereafter expanding our field of membership to 22 counties in the state of Texas. From our small beginnings to our current $2+ billion in assets, we have always operated under the philosophy of "people-helping-people." First Community Credit Union continues to lead the way as a high-tech, high-touch credit union with leading digital services including Online Banking, Mobile Banking, iPhone/Android Apps and more. FCCU also works to ensure our members are backed by the latest in security, launching products including EMV chip cards and My Money Maps. As a full-service financial institution, First Community Credit Union proudly serves the daily financial needs of over 147,000 members at our 20 locations. Wouldn’t you like to be a part of our growing team?
Education
Preferred- A 2-year college or spec. course or better in General Studies
Skills
Preferred- Critical Thinking
- Dependability and Reliability
- Planning and Organization
Behaviors
Preferred- Thought Provoking: Capable of making others think deeply on a subject
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Preferred- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
- Self-Starter: Inspired to perform without outside help
- Job Security: Inspired to perform well by the knowledge that your job is safe
- Financial: Inspired to perform well by monetary reimbursement
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
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