Req Id: 4546
Job location: Charlotte, NC, US, 28277

Where you'll work:
Our hybrid workplace model offers the freedom to work remote or occasionally in one of our offices. This is a remote position with a hybrid option for candidates based in Charlotte, NC.

How you'll contribute:

As a Senior Underwriting Consultant, you'll be responsible for reviewing cases to identify insurable risks, managing internal and external relationships with partners and working within a complex electronic environment. Candidate should embrace leading in a team-based environment and collaborating with other leaders to help Brighthouse Financial successfully grow market share and provide outstanding service to our Inforce customers.

In this role, you'll get to:

• Underwrite and accept/reject individual mortality and morbidity risks in accordance to Brighthouse underwriting guidelines. Case level work assignments may vary, and may include face amounts up to and exceeding $10 million dollars
• Identify trends and issue and offer the best underwriting solutions
• Interact with customers to simplify the acquisition process while protecting mortality results
• Mentor less experienced underwriting professionals and may provide second signature review
• May assist in delivering or developing training materials for use in LNB&UW
• Build partnerships with internal and external business areas critical to the success of the LNB&UW group
• Demonstrate strong knowledge of accelerated underwriting principles
• Understand rules engine parameters, triage and the e-app environment
• May assist in post-issue development of in force policies and recommend various actions if fraud is developed
• Plan, evaluate, and improve the efficiency of business processes and procedures to enhance speed, quality, efficiency, and output of the organization
• Make business decisions that are financially responsible, accountable, justifiable, and defensible in accordance with departmental policies and procedures
• Work collaboratively with new business vendors to ensure time service, quality and adherence to business operating guidelines
• May assist in various projects within LNB&UW as delegated by their leader
• Other duties as assigned

We're looking for people who have:

• Working knowledge of insurance principles including mortality, morbidity, insurable interest and actuarial theory
• 8+ years of individual mortality insurance underwriting or equivalent experience
• Some morbidity underwriting experience preferred
• Undergraduate degree preferred or equivalent work experience
• AALU and FALU preferred
• FLMI preferred or willingness to obtain
• Excellent written and verbal communication skills to communicate clearly and concisely by telephone and email
• Strong listening skills to ensure understanding of associate and customer questions and concerns. Overall, ability to effectively communicate
• Ability to foster and develop successful professional relationships to elicit the trust and confidence of our customers and business partners
• Works with a sense of accountability and ownership; results driven
• Open to direction and Collaborative work style
• Solid knowledge of insurance products, services, operations, and business systems
• Focuses on Customers, Use of Sound Business Judgment, Decision- making Ability, Communicates Effectively, Produces Results
• Supervisory Responsibilities: Prior experience mentoring or training junior underwriters preferred.
• Easily adaptable to changes in business processes, work priorities and work environment
• Comfortable with new technology and operating within multiple systems/work environments.
• Proficiency in Microsoft Office

Research shows some people may not apply for a role if they don't check all the boxes of a job description. If you don't check every box listed, that's okay. We would love to hear from you.

What you'll receive:

• Compensation - Base salary ranging from $100,000.00 to $120,000.00 plus competitive performance-based incentives determined by company and individual results
• Flexible Work Environment - Work remote or occasionally in the office to better thrive in all areas of life
• Paid Time Off - Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time
• Financial Health - Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), 15% employee stock purchase plan discount, and financial counseling services
• Health and Wellness - Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family
• Family Support - Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey
• Life and Disability Support - Gain access to company-paid basic life insurance and short-term disability insurance

Travel:
None

Number of Openings:
1

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We'd love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,1 and we specialize in products designed to help people protect what they've earned and ensure it

lasts.

We empower employees to collaborate and create space for people to bring their passion to work and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We're proud to be a FORTUNE® 500 company2 and recognized as one of Charlotte's Healthiest Employers by the Charlotte Business Journal. We're also honored to be named to Newsweek's inaugural list of America's Most Trustworthy Companies.

1 Ranked by 2021 admitted assets. Best's Review®: Top 200 U.S. Life/Health Insurers. A.M. Best, 2022.
2 From FORTUNE © 2022 Fortune Media IP Limited. All rights reserved. Used under license. FORTUNE and FORTUNE 500 are registered trademarks of Fortune Media IP Limited and are used under license. FORTUNE and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, Brighthouse Financial.

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