Credit Analyst Job at Two Rivers Bank & Trust
COMPANY OVERVIEW
Two Rivers Financial Group, Inc., through our wholly owned subsidiaries of Two Rivers Bank & Trust and Lee County Bank, offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Bettendorf, Burlington, Coralville, Des Moines, Fort Madison, Iowa City, Keokuk, Mediapolis, Mount Pleasant, West Burlington, West Des Moines, and West Point, Iowa.
We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve.
Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career.
Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team!
POSITION PURPOSE
This position is responsible for providing detailed analysis of financial and credit histories for loan personnel to assist in the administration of commercial loan portfolio.
EDUCATION AND WORK EXPERIENCE
- Four-year Degree in Business, Accounting, or Finance Preferred.
- Two Semesters of Accounting Required.
- 1 – 3 Years Commercial Credit Analysis Experience in a Financial Institution Preferred
SKILLS AND QUALIFICATIONS
- Experience with Computer Operating Systems (Windows)
- Proficient Working Knowledge of Excel and Word
- Credit Management Software Experience Preferred
ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES
- Proven Analytical Skills.
- Exceptional External and Internal Customer Service Skills.
- Attention to Detail.
- Demonstration of Excellent Communication Skills Both Orally and Written.
- Strong Organization Skills and Effective Time Management.
- Ability to Multitask.
- Ability to Learn, Follow, and Maintain Company-Provided Ongoing Education Concerning Various Compliance Requirements.
- Employee will Comply with both Letter and Spirit of the Bank Secrecy Act and the Bank’s Policies with Procedures Relating to the Act.
- The Employee will Participate in Training Regarding the Act at least Annually.
- Employee will Comply with both Letter and Spirit of the Laws Governing the Privacy of Consumer Information and Bank’s Privacy and Procedures.
SCHEDULE/TRAVEL/STATUS
- Non-Exempt
- Rare Travel
- In-office Position
BENEFITS
- Competitive Compensation
- Comprehensive Healthcare
- 401K Retirement Plan
- Employee Stock Ownership Plan
- Life & AD&D Insurance
- Long Term Disability Plan
- Paid Time Off (PTO)
- Paid Holidays
- Paid Volunteer Hours
- Professional Development and Advancement Opportunities
- Employee Assistance Program
NOTICE
This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Job Type: Full-time
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