Licensed Health Insurance Agent Job at Faison Group
Faison Group Fort Lauderdale, FL 33309
We are looking for a competitive insurance agent to generate new business by contacting potential customers. You will sell, solicit, differentiate and negotiate insurance plans that match the needs of your assigned or prospective customers’ portfolio. The goal is to build up strong positive relationships, to ensure growth attainment and increase our firm’s reputation.
Tasks
- Customize insurance programs to suit individual customers, often covering a variety of risks.
- Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including life, medical and dental insurance, voluntary benefits, or specialized policies.
- Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
- Perform administrative tasks, such as maintaining records and handling policy renewals.
- Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
- Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
- Confer with clients to obtain and provide information when claims are made on a policy.
- Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
- Contact underwriter and submit forms to obtain binder coverage.
- Select company that offers type of coverage requested by client to underwrite policy.
- Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
- Develop marketing strategies to compete with other individuals or companies who sell insurance.
- Calculate premiums and establish payment method.
- Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
- Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
- Generate quotes with respective Carriers
- Review renewal rates and shop market to meet needs of customer
- Able to work with spread sheets such as Excel to present plans
- Proficient with outlook and office suite.
Work Activities
- Establishing and Maintaining Interpersonal Relationships
- Getting Information
- Selling or Influencing Others
- Interacting With Computers
- Organizing, Planning, and Prioritizing Work
- Evaluating Information to Determine Compliance with Standards
- Making Decisions and Solving Problems
- Performing for or Working Directly with the Public
- Developing Objectives and Strategies
- Processing Information
Job Type: Full-time
Pay: From $36,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Supplemental pay types:
- Commission pay
Ability to commute/relocate:
- Fort Lauderdale, FL 33309: Reliably commute or planning to relocate before starting work (Required)
License/Certification:
- Insurance Producer License (Required)
- Life Insurance License (Preferred)
Work Location: In person
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