CSAA Insurance Group (CSAA IG), a AAA insurer, is one of the top personal lines property and casualty insurance groups in the U.S. Our employees proudly live our core beliefs and fulfill our enduring purpose to help members prevent, prepare for and recover from life's uncertainties, and we're proud of the culture we create together. As we commit to progress over perfection, we recognize that every day is an opportunity to be innovative and adaptable. At CSAA IG, we hire good people for a brighter tomorrow. We are actively hiring for an ERM- Capital Management Consultant to join us and support CSAA IG in achieving our goals.

Your Role:

The ERM-Capital Management Consultant works to manage risk by providing complex risk analysis and support to senior management and internal clients. With minimal direction, works cross-functionally to support complex issues across the spectrum of risk, financial risk, capital management, and business resilience. Operating with independence, exercises judgement to solve highly complex and diverse problems within assigned areas, as well as new and ambiguous situations for which there is no precedent. You will be able to prioritize own work and design and propose new direction.

Your Work:

Primary: Capital Management:

• Develops and effectively implements across the organization an economic capital framework including capital determination and allocation, profitability target setting, risk profile optimization, and decision making/strategy input.

• Helps the enterprise understand the balance between growth and profitability by illustrating the interplay of various combinations of combined ratio and growth on our capital position

• Analyzes and communicates the effectiveness and return on equity of our ceded reinsurance program options

• Establishes risk tolerances that are tied to our capital position and ensures our risk taking is aligned with our capital objectives.

• Prepares required Capital reporting (quarterly to ERM leadership team, Risk Committee, and Finance & Investment Committee of the Board; annually to AM Best) and helps drive explicit consideration of long-term capital needs and desired financial performance.

Secondary: Risk Management:

• Develops and implements ERM (Enterprise Risk Management) process, including risk identification, ownership, scoring, monitoring, reporting, mitigation quantification and planning.

• Manage and respond to external ERM compliance and reporting requirements.

• Prepare and present Board reports and updates (quarterly reports to Audit Committee & annual reports to the full Board).

What would make us excited about you?

• Bachelor’s degree or equivalent in related areas (MA Degree preferred)

• 8+ years of related professional experience in ERM or relevant experience in related fields

• Strong understanding of insurance finance including income statement and balance sheet, investments, and reinsurance (5+ years in P&C Insurance industry preferred)

• Ability to translate and integrate wider business strategy into subject matter agendas and analysis of insurance finance including income statement and balance sheet, investments, and reinsurance.

• Broad actuarial skillset with deep understanding of pricing, reserving, ERM, statutory accounting, and risk and return concepts (preferred)

• Competent risk modeling skills

• Strong mathematical skills

• Confirmed ability to project manage to accurately complete complex projects within tight deadlines, including ability to lead multiple projects simultaneously.

• A problem solver with strong analytical skills. Able to quickly gain a working knowledge of the company's operations and overall business goals and objectives

• A resource for business and shared services customers; able to coordinate and prioritize demands from several customers at the same time

• Strategic vision and ability to build business case scenarios.

• Ability to negotiate and collaborate with all levels of personnel from end users to executive management. Ability to influence with or without formal authority.

• Ability to lead, mentor and provide training and guidance to others

• Confidence can sometimes hold us back from applying for a job. But we’ll let you in on a secret: there’s no such thing as a ‘perfect’ candidate. CSAA IG is a place where everyone can grow. So, however you identify and whatever background you bring with you, please apply if you meet most of the requirements (not all) and this is a role that would make you excited to come to work every day.

CSAA IG Careers

At CSAA IG, we’re proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.

Join us if you…

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.

• COMMIT to being there for our customers and employees.

• CREATE a sense of purpose that serves the greater good through innovation.

Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at: Benefits (aaa.com)

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join CSAA IG: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact TalentAcquisition@csaa.com.

As part of our values, we are committed to supporting inclusion and diversity at CSAA IG. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs.

CSAA Insurance Group is an equal opportunity employer.

The national average salary range for this position is $119,250-$132,500. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on county of residence. The full salary range for this position across all the states we hire in is $107,280-$159,200. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Please note we are hiring for this role remote anywhere in the United States with the exception of California, Hawaii and Alaska.

Must have authorization to work indefinitely in the US.

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