Consumer Loan Officer I Job at USSCO Federal Credit Union
We are seeking a Consumer Loan Officer I for our Richland office. This position will require someone who has excellent customer service, interpersonal, and networking skills. Excellent computer, communication and financial analytical skills with a knowledge of lending concepts based on good judgement are an expectation.
Primary Responsibilities:
- Interviews loan applicants, accepts loan applications, completes credit investigations and obtains necessary information to determine needs and their ability to service debt.
- Manages relations with members and provides personal assistance to meet all of their banking needs. Maintains regular contact with loan members as a means to show appreciation for their business and to assure their borrowing needs are met.
- Assesses risk and makes loan decisions/recommendations within the credit union’s lending limits and/or presents recommendations to management.
- Assists with collection efforts when requested.
- Be familiar with all credit union security policies and procedures and practice their directives at all times.
Required Skills:
- Proficient in Microsoft Office, Word and Excel
- Excellent knowledge of branch banking operations, customer service and employee relations.
- Familiarity with lending products, policies and guidelines.
- Strong interpersonal, verbal and written communication skills.
Requirements:
- Bachelor’s Degree in Finance/Business Administration or compensating years of experience
- Three years’ experience within a financial organization
We offer a generous benefits package:
- Salary DOE
- 401(k)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance – no cost
- Long-term Disability Insurance – no cost
- Paid time off
- 13 Paid holidays
- USSCO Federal Credit Union is an Equal Opportunity Employer
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Physical setting:
- Office
Schedule:
- 8 hour shift
- Monday to Friday
- Weekend availability
Application Question(s):
- Please list your salary requirements
Experience:
- loan processing: 1 year (Preferred)
Work Location: One location
Please Note :
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