We're Mobilitas, a commercial insurance company created by CSAA Insurance, a AAA Insurer. Our mission is to reinvent commercial insurance in the mobility space by providing technologically advanced solutions for today’s way of doing business. At Mobilitas, we believe in what's possible, we use our inventive skills to create new opportunities - we're not chasing the status quo, we're chasing a shared vision. We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring a Product Manager. Learn more about Mobilitas! https://mobilitasinsurance.com/

Your work:

• Evaluate both start-up and tenured business accounts in ridesharing, car sharing, car subscription, and other emerging markets.
• Collaborate with Forms, Legal, and Claims to identify risk exposures and recommend appropriate insurance solutions.
• Review and analyze business financials, operations, inventory management, risk controls, employee training, procedures, and other pertinent underwriting information.
• Play an active role in the design and development of new product.
• Evaluate underwriting profitability of existing businesses, including analysis of loss runs, frequency and severity trends, and subscriber and employee driver risk profiles.
• Determine appropriate account pricing based on risk attributes, while attracting and retaining desired business and helping achieve overall program profitability targets.
• Monitor the evolution of sharing economy and mobility sector and competitive landscape in developing innovative insurance solutions that meet the needs of new and emerging exposures.
• Effectively support broker relationships and develop new business opportunities by pursuing creative, client-centric solutions in a highly responsive and professional manner.
• Regularly interact with executives. Interactions frequently involve activities such as speaking to or negotiating with customers, influencing other leaders, and representing the organization.

What would make us excited about you?

• Confidence can sometimes hold us back from applying for a job. But we’ll let you in on a secret: there’s no such thing as a ‘perfect’ candidate. CSAA IG is a place where everyone can grow. So, however you identify and whatever background you bring with you, please apply if you meet most of the requirements (not all) and this is a role that would make you excited to come to work every day.
• BA/BS degree or equivalent combination of education and experience.
• 3-5 years of commercial auto insurance experience.
• 2-3 years of insurance product management experience.
• Product management and/or underwriting experience for medium to large business accounts.
• Detailed knowledge of commercial lines products and contract knowledge including regulations of sharing economy and mobility sector.
• Experience with usage-based insurance product design.
• Deep knowledge of the insurance product lifecycle, competitors, insurance product pricing, financial drivers of profitability, insurance regulations and surplus line regulations, general insurance operations, and business processes.
• Outstanding interpersonal skills and the ability to influence.
• Ability to work in a fast-paced environment. Strong problem-solving skills focusing on “How”.
• Proactive and self-starter who will search for opportunities and problems and then address them. Flexibility and capacity to balance multiple demands.
• Shows respect for differences through excellent communication skills with people from an array of backgrounds.
• Prior experience with other insurance lines including general liability, excess liability, cargo, and property a big plus!
• CPCU certification and/or actuarial designation preferred.

CSAA IG Careers

At CSAA IG, we’re proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.

Join us if you…

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.
• COMMIT to being there for our customers and employees.
• CREATE a sense of purpose that serves the greater good through innovation.

Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at: Benefits (aaa.com)

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join CSAA IG: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact TalentAcquisition@csaa.com.

As part of our values, we are committed to supporting inclusion and diversity at CSAA IG. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs.

CSAA Insurance Group is an equal opportunity employer.

The national average salary range for this position is $119,250-$132,500. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on county of residence. The full salary range for this position across all the states we hire in is $107,280-$159,200. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Please note we are hiring for this role remote anywhere in the United States with the exception of California, Hawaii and Alaska.

Must have authorization to work indefinitely in the US.

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