Safety Deposit Boxes

The Bank’s vault offer you a degree of safety and security you simply can’t match at your home or office – and with a Bank of Montserrat limited Safety Deposit Box your valuables are safe from burglary, and fire. Our boxes are kept in a secure vault and are easily accessible. Our spacious facilities allow for complete privacy.

Safety Deposit Boxes are available in different sizes and at various costs to suit your income and space needs.

Come in and talk to us about a Bank of Montserrat limited Safety Deposit Box today.

Construct Your Dream Home

Consumer Loans

At some point you may need funds for an emergency medical bill, furnish your home, get a computer or perhaps take a vacation. While you may have planned for those expenses, in most cases raising the full amount required can be difficult.

With a Bank of Montserrat limited Consumer Loan we will ensure that all of your life’s amenities are taken care of and life is as comfortable as you have imagined it to be. Our experienced Loans Officers will ensure you have a timely response to your application and your loan payments are affordable to you.

Interest rates and terms on Consumer loan will vary so come in and talk to us today. Ask our Loans Officers for detailed information about our Consumer Loan Services.

Land Loans

Bank of Montserrat Limited makes it possible to own your own piece of Montserrat by offering favorable rates on land loans and providing savings options to assist customers with deposits specifically geared at land and home ownership.

For customers looking to purchase land with a view to building their first home, Bank of Montserrat Limited offers favorable interest rates on savings and allows you to qualify for reduced interest rates on your land loan.

Land purchase can become quite complicated and lengthy if you are not aware of the many banking and legal requirements. A Bank of Montserrat lending officer will guide you through the process, making land ownership a reality.

Mortgage Loans

At Bank of Montserrat limited, we believe that home ownership is good for everyone – from the buyer to the community at large. That’s why we’re finding creative ways to help you own your home.

Whether you’re building or purchasing a home, refinancing your mortgage or purchasing your land, our courteous and professional staff will work with you to find a mortgage that is affordable and meets your individual needs. Take advantage of our low, low mortgage rates, up to 30 years to repay.

From application to closing our mortgage officers will ensure that acquiring your new home will be as easy as can be. Make sure your mortgage is as comfortable as your home. Come to the Bank of Montserrat Limited today!

Online Banking

The Bank of Montserrat is reaching new heights in customer service and service delivery. Our new website will become the gateway for you to access our NETTELLER service through which you can access your accounts anywhere in the world. Some of our internet banking service include:-

  1. Make account balance enquiries
  2. Retrieve statements, current and past
  3. View and sort transaction listing since last statement
  4. Make transfers between accounts
  5. more…

Sign Up

  1. First Print-out the two forms: (1) Internet Banking Application, and (2) Customer Agreement
  2. Complete both forms, sign and have them Notarized by a Notary Public (for customers residing overseas)
  3. Mail in the completed forms to us, along with two photo identification certified by a Notary Royal
  4. Once we receive your application, properly completed, we will revert to you via e-mail (you must include an e-mail address) with your Login Information.

Business Account

A Bank of Montserrat Business Chequing Account offers businesses:-

  • Convenience
  • Safety
  • A monthly record of all transaction

Business Overdrafts

Bank of Montserrat Business Overdrafts offers:-

  • Money to finance the purchase of raw materials
  • Money to finance working capital needs
  • Money to purchase inventory

Business Loans

Bank of Montserrat Business Loans offers:-

  • Money to purchase equipment
  • Money to pay for property and plant

Senior Citizen Accounts

60 Plus Savings Account

The bank provides for Customers at the age of 60 years and above to benefit from a higher rate of interest on savings accounts. These customers are also offered a special teller line.

Fixed Deposits

The Bank of Montserrat Limited offers attractive rates on Fixed Deposits, also called Certificates of Deposit ranging from a minimum term of three (3) to one (1) year. With a minimum balance of ECD$10,000.00 you can invest in a Certificate of deposit and watch your deposit grow. Certificates of Deposits can also be made in United states currency.

Personal Chequing Account

Take advantage of our personal chequing account. Safer than cash for payment of bills, purchase of goods . To open a chequing account, the following documentation must be provided by each signatory:

  • Valid Photo ID (Passport/Driver’s license)
  • Original Recent utility bill addressed to yourself
  • Original letter of reference
  • Job letter, if applicable

US Dollar Accounts

Customers can open USD current and savings accounts. These accounts are ideal for customers who receive their remittances in united states dollars. You can make US Dollar deposits and withdrawals without losing on conversion rates when funds are required.
Features include:

  • Minimum opening balance of US $2,000.00
  • Interest paid on balances of US $2,000.00 and above, on USD Savings accounts
  • Interest paid monthly